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18 cards ranked

Best credit card to use at Madewell.

Department StoreOnline Shopping

Madewell is the denim-led casualwear brand spun out of J.Crew, with about 140 U.S. stores and a strong DTC site at madewell.com. The Madewell Insider loyalty program is free and offers a denim recycling perk for old jeans. General-purpose credit cards typically code Madewell as department store in person and online shopping for web checkouts, and the brand does not currently have its own branded credit card.

Picks without a tag earn at Madewell both in-store and online. Watch for theOnline onlytag — those bonuses only apply on madewell.com.

  1. #1
    U.S. Bank
    5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)
    Choose 2 categories each quarter, up to $2,000 combined
    5%
  2. #2
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  5. #5
    Robinhood
    3% flat-rate cashback
    3%
  6. #6
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  7. #7
    American Express
    2% flat-rate cashback
    2%
  8. #8
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  9. #9
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  10. #10
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  11. #11
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  12. #12
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  13. #13
    WebBank
    2% flat-rate cashback
    2%
  14. #14
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  15. #15
    PNC
    2% flat-rate cashback
    2%
  16. #16
    U.S. Bank
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%
  18. #18
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026