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17 cards ranked

Best credit card to use at LensCrafters.

Online Shopping

LensCrafters, part of EssilorLuxottica, runs eye exams and sells frames and lenses from major brands across hundreds of US locations. Buying online codes as online shopping and earns on a card with that bonus, but in-store purchases typically land at flat-rate retail. Vision insurance and FSA funds frequently apply, so compare those against the points you would earn.

Picks without a tag earn at LensCrafters both in-store and online. Watch for theOnline onlytag — those bonuses only apply on lenscrafters.com.

  1. #1
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  2. #2
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  4. #4
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  6. #6
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  8. #8
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  9. #9
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  10. #10
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  11. #11
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  12. #12
    WebBank
    2% flat-rate cashback
    2%
  13. #13
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  14. #14
    PNC
    2% flat-rate cashback
    2%
  15. #15
    U.S. Bank
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026