12 cards ranked
Best credit card to use at Home Chef.
Online Shopping
Home Chef is the meal-kit subscription owned by Kroger since 2018, offering customizable recipes including Fresh and Easy 15-minute kits, Family Menu portions, and the Express line of microwavable meals. Home Chef kits also sell through Kroger-banner grocery stores. When ordered online, Home Chef charges typically code as online retail or direct food shipping rather than groceries or dining, so flat-rate cards (Citi Double Cash 2%, Wells Fargo Active Cash 2%) often beat category cards. In-store purchases at Kroger code as supermarkets.
Picks without a tag earn at Home Chef both in-store and online. Watch for theOnline onlytag — those bonuses only apply on homechef.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
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- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
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Last updated May 17, 2026