13 cards ranked
Best credit card to use at Hobby Lobby.
Online ShoppingDepartment Store
Hobby Lobby is a U.S. arts-and-crafts retailer with about 1,000 stores, selling fabric, home decor, art supplies, and seasonal goods. In-store charges code as department stores or specialty retail; hobbylobby.com codes as online shopping. Hobby Lobby doesn't run a loyalty program but consistently posts a 40%-off-one- item coupon that's the main rewards lever per visit. Pair with a flat-rate cashback card or department-store-bonus card.
Picks without a tag earn at Hobby Lobby both in-store and online. Watch for theOnline onlytag — those bonuses only apply on hobbylobby.com.
- #1US Bank Cash+ Visa Signatureif you select itU.S. Bank5% on department stores if you select it as a bonus category (up to $2,000/quarter, then 1%)Choose 2 categories each quarter, up to $2,000 combined5%
- #2Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #33%
- #42%
- #52%
- #6First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #7Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #8American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #9Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #102%
- #112%
- #122%
- #132%
Last updated May 17, 2026