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17 cards ranked

Best credit card to use at Fender.

Online Shopping

Fender is one of the most recognizable names in musical instruments, best known for the Stratocaster and Telecaster electric guitars, along with basses, amplifiers, and the Squier budget line it also owns. Beyond instruments, Fender has expanded into the Fender Play learning app and audio accessories. There is no Fender co-brand credit card, so a purchase there is general retail spend best matched to a card that rewards online shopping or department-store categories, or a flat-rate cashback card for a big-ticket instrument or amp purchase where no specialty bonus applies.

Picks without a tag earn at Fender both in-store and online. Watch for theOnline onlytag — those bonuses only apply on fender.com.

  1. #1
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  2. #2
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  4. #4
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  6. #6
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  8. #8
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  9. #9
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  10. #10
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  11. #11
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  12. #12
    WebBank
    2% flat-rate cashback
    2%
  13. #13
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  14. #14
    PNC
    2% flat-rate cashback
    2%
  15. #15
    U.S. Bank
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026