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12 cards ranked

Best credit card to use at Etsy.

Online Shopping

Etsy is the marketplace for handmade, vintage, and craft goods sold by independent makers, with checkout handled by Etsy itself. Purchases code as online shopping on every general-purpose card we track, which means Etsy is a good fit for any card with a flat U.S. online retail bonus (Blue Cash Everyday, Hilton Surpass, etc.). Etsy doesn't have a co-branded card and rarely shows up in card-specific bonus lists.

Picks without a tag earn at Etsy both in-store and online. Watch for theOnline onlytag — those bonuses only apply on etsy.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  9. #9
    PNC
    2% flat-rate cashback
    2%
  10. #10
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026