Skip to main content
20 cards ranked

Best credit card to use at edX.

Online Shopping

edX hosts university-built online courses (MIT and Harvard founded it) spanning free audit tracks, paid verified certificates, MicroMasters, and full online degrees, now operated by 2U. Certificate and program payments run through edx.org and code as online education.

Picks without a tag earn at edX both in-store and online. Watch for theOnline onlytag — those bonuses only apply on edx.org.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  4. #4
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  5. #5
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  6. #6
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Capital One
    2% flat-rate cashback
    2%
  8. #8
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  9. #9
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  10. #10
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  11. #11
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  12. #12
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  13. #13
    WebBank
    2% flat-rate cashback
    2%
  14. #14
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  15. #15
    PenFed Credit Union
    2% flat-rate cashback
    2% with PenFed Honors Advantage (current or former military, or a PenFed Access America checking account); 1.5% otherwise
    2%
  16. #16
    PNC
    2% flat-rate cashback
    2%
  17. #17
    U.S. Bank
    2% flat-rate cashback
    2%
  18. #18
    TD Bank
    2% flat-rate cashback
    Earns 2 points per dollar; 1 point is worth 1 cent, with a 2,500 point minimum to redeem as a statement credit or a deposit to a TD checking or savings account
    2%
  19. #19
    Truist
    2% flat-rate cashback
    2%
  20. #20
    Wells Fargo
    2% flat-rate cashback
    2%

Education charges sit outside consumer bonus categories, so treat them like any online purchase: Bank of America Customized Cash set to online shopping earns 3 percent on a certificate, flat 2 percent cards cover bigger program tuition without ceremony, and employer tuition-reimbursement programs frequently cover edX before rewards even enter the picture.

Last updated September 14, 2026