12 cards ranked
Best credit card to use at eBay.
Online Shopping
eBay is the largest U.S. online auction and resale marketplace and codes as online shopping on essentially every credit card we track. Unlike Amazon, eBay rarely has a card-specific bonus carve-out, so the right card here is the strongest generic online-shopping earner you carry. Watch for cards with a U.S. online retail cap — eBay payments via PayPal still count as eBay for category coding, but third-party processor purchases on eBay's classifieds side may not.
Picks without a tag earn at eBay both in-store and online. Watch for theOnline onlytag — those bonuses only apply on ebay.com.
- #1Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #23%
- #32%
- #42%
- #5First Electronic Bank2% flat-rate cashbackUp to 4% with higher crypto balances on Coinbase; requires Coinbase One membership2%
- #6Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #7American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #8Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #92%
- #102%
- #112%
- #122%
Last updated May 17, 2026