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12 cards ranked

Best credit card to use at eBay.

Online Shopping

eBay is the largest U.S. online auction and resale marketplace and codes as online shopping on essentially every credit card we track. Unlike Amazon, eBay rarely has a card-specific bonus carve-out, so the right card here is the strongest generic online-shopping earner you carry. Watch for cards with a U.S. online retail cap — eBay payments via PayPal still count as eBay for category coding, but third-party processor purchases on eBay's classifieds side may not.

Picks without a tag earn at eBay both in-store and online. Watch for theOnline onlytag — those bonuses only apply on ebay.com.

  1. #1
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  2. #2
    Robinhood
    3% flat-rate cashback
    3%
  3. #3
    American Express
    2% flat-rate cashback
    2%
  4. #4
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  5. #5
    First Electronic Bank
    2% flat-rate cashback
    Up to 4% with higher crypto balances on Coinbase; requires Coinbase One membership
    2%
  6. #6
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  7. #7
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  8. #8
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  9. #9
    PNC
    2% flat-rate cashback
    2%
  10. #10
    U.S. Bank
    2% flat-rate cashback
    2%
  11. #11
    Wells Fargo
    2% flat-rate cashback
    2%
  12. #12
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated May 17, 2026