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17 cards ranked

Best credit card to use at AliExpress.

Online Shopping

AliExpress is Alibaba's consumer-facing global marketplace, connecting Chinese manufacturers and merchants with international buyers. The platform sells everything from electronics and apparel to home goods at low price points, with shipping times that vary widely by item. Purchases code as online shopping for credit card networks, so an online-shopping category bonus card earns its multiplier. Some AliExpress sellers invoice through international processors, so foreign transaction fees can apply on cards without an FTF waiver, which is worth checking before a large order.

Picks without a tag earn at AliExpress both in-store and online. Watch for theOnline onlytag — those bonuses only apply on aliexpress.com.

  1. #1
    Bank of America Cash Rewards SecuredOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  2. #2
    Bank of America Customized Cash RewardsOnline onlyif you select it
    Bank of America
    3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)
    3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row
    3%
  3. #3
    American Express
    3% on online shopping (up to $6,000/year, then 1%)
    U.S. online retail purchases
    3%
  4. #4
    Robinhood
    3% flat-rate cashback
    3%
  5. #5
    American Express
    4x points on online shopping
    Eligible U.S. online retail purchases
    2.0%4x points
  6. #6
    American Express
    2% flat-rate cashback
    2%
  7. #7
    Citi
    2% flat-rate cashback
    1% when you buy, 1% when you pay
    2%
  8. #8
    First Electronic Bank
    2% flat-rate cashback
    Tiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.
    2%
  9. #9
    Elan Financial Services
    2% flat-rate cashback
    When deposited into an eligible Fidelity account
    2%
  10. #10
    American Express
    2% flat-rate cashback
    Unlimited 2% cash back on eligible purchases
    2%
  11. #11
    Chase
    2% flat-rate cashback
    2.5% on purchases of $5,000 or more per transaction
    2%
  12. #12
    WebBank
    2% flat-rate cashback
    2%
  13. #13
    Navy Federal
    2% flat-rate cashback
    Issued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%
    2%
  14. #14
    PNC
    2% flat-rate cashback
    2%
  15. #15
    U.S. Bank
    2% flat-rate cashback
    2%
  16. #16
    Wells Fargo
    2% flat-rate cashback
    2%
  17. #17
    Wells Fargo
    2% flat-rate cashback
    2%

Last updated July 28, 2026