Best credit card to use at Adorama.
Adorama is a New York City photo, video, audio, and computer retailer that competes directly with B&H Photo, operating both a Manhattan showroom and a large e-commerce store at adorama.com. Adorama is known for its EDU pricing, used gear marketplace, and Adorama Rewards loyalty program. Purchases typically code as online shopping or electronics on most credit card networks.
Picks without a tag earn at Adorama both in-store and online. Watch for theOnline onlytag — those bonuses only apply on adorama.com.
- #1Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #2Bank of America3% on online shopping if you select it as a bonus category (up to $2,500/quarter, then 1%)3% in choice category (gas, online shopping, dining, travel, drugstores, home improvement); cap is combined with groceries/wholesale-club row3%
- #3Blue Cash EverydayOnline onlyAmerican Express3% on online shopping (up to $6,000/year, then 1%)U.S. online retail purchases3%
- #43%
- #5Hilton Honors American Express SurpassOnline onlyAmerican Express4x points on online shoppingEligible U.S. online retail purchases2.0%4x points
- #62%
- #72%
- #8First Electronic Bank2% flat-rate cashbackTiers of 2%, 2.5%, 3%, or 4% based on assets held on Coinbase; tiers above 2% are capped at $10,000 in eligible purchases per month, then 2%. Requires Coinbase One membership.2%
- #9Elan Financial Services2% flat-rate cashbackWhen deposited into an eligible Fidelity account2%
- #10American Express2% flat-rate cashbackUnlimited 2% cash back on eligible purchases2%
- #112%
- #122%
- #13Navy Federal2% flat-rate cashbackIssued on the cashRewards application when approved for a credit limit of $5,000 or more; lower limits receive cashRewards at 1.5%2%
- #142%
- #152%
- #162%
- #172%
Cards with selectable online shopping bonuses, including the Bank of America Customized Cash and U.S. Bank Cash+, can earn 3 to 5 percent on Adorama orders, and the Chase Freedom Flex occasionally features online shopping in its rotating quarters. Adorama also accepts Affirm financing on larger camera bodies and lenses.
Last updated July 28, 2026