Wells Fargo is no longer accepting applications for the Visa Signature, which makes this a legacy card rather than a live option. If you already carry one, the no annual fee structure means there is no cost to leaving the account open, and keeping it open protects the age of your credit file. What it will not do is earn competitively, because the card has no published category rates attached to it, so routine spending is better placed on a current rewards card. Treat it as a Visa in reserve and a line of credit that quietly helps your utilization ratio. If you decide to close it, do it deliberately and understand you are giving up the account age, not any ongoing value.
Earn rates & credits
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Wells Fargo Visa SignatureBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.