Wells Fargo Attune
$100 welcome bonus · 4% on gyms/fitness centers · $0 annual fee
Wells Fargo no longer accepts applications for the Attune, so this take is mainly for existing cardholders. Its strength was 4% cash back across a lifestyle mix: gyms and self-care, entertainment and sporting events, streaming, pet supplies, gardening, public transit, EV charging, and secondhand stores, all with no annual fee. If your spending lines up with those buckets, it is still worth keeping and using there. The tradeoff is that everything outside those categories earns only 1%, so it works best paired with a flat-rate card. If you are shopping for something new, Wells Fargo points former applicants toward the Autograph for 3x on dining, travel, gas, transit, streaming, and phone plans, or the Active Cash for a flat 2% on everything.
Earn rates & credits
| Category | Rate |
|---|---|
Gyms/Fitness Centers Self-Care: gyms and fitness studios, beauty and barbershops, spas, massage | 4% |
Entertainment Sports, recreation and entertainment: movie theaters, live shows and sporting events, amusement parks, tourist attractions, campgrounds, sports supplies | 4% |
Streaming Many streaming services | 4% |
Pet Supplies Pet supplies, boarding and grooming | 4% |
Gardening & Floral Gardening and floral stores | 4% |
Transit Good for the planet: public transportation (rideshare like Uber and Lyft does not qualify) | 4% |
EV Charging Good for the planet: EV charging stations | 4% |
Secondhand & Vintage Stores Good for the planet: secondhand and vintage stores | 4% |
Everything Else | 1% |
Card details
Regular APR | 18.49%–28.49% variable |
Intro APR on purchases | 0% for 12 months |