Truist Business

The Truist Business card is a financing tool, not a rewards card: 0% intro APR on purchases for 12 months with no annual fee, then a go-to rate of 13.74% to 22.74% that is low by business card standards. That combination makes it a reasonable place to put a large equipment or inventory purchase you intend to pay off over the first year, and free employee cards let you extend it across a team without extra cost. Be clear about what you are giving up: the card earns no cash back, points, or miles at all, and there is no signup bonus. Once the intro window closes there is nothing left to make it your daily business card. Open it for the 0% runway, plan the payoff, and keep an earning card for everyday spend.