The no-annual-fee Hilton Honors card is an easy way to start earning Hilton points, with 7 points per dollar at Hilton hotels and resorts, 5 points at U.S. restaurants, supermarkets, and gas stations, and 3 points on everything else, plus no foreign transaction fees. American Express recently cut the welcome offer from 100,000 to 80,000 points, though it still comes with a $100 statement credit after $2,000 in spend within 6 months. Silver status gives you the 5th night free on reward stays, and $20,000 in calendar-year spending upgrades you to Gold. The tradeoff is that there are no hotel credits or free night awards, and every point is locked into Hilton Honors, so it suits someone who stays at Hilton occasionally and doesn't want to pay a fee. If you're at Hilton properties more than a few times a year, a fee-based Hilton card with credits and status perks may return more.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Eligible purchases at Hilton hotels and resorts | 7x |
Dining U.S. restaurants | 5x |
Groceries U.S. supermarkets | 5x |
Gas U.S. gas stations | 5x |
Everything Else | 3x |
| Benefit | Value |
|---|---|
Venue Collection Concessions Rebate 10% back on qualifying concessions purchases at select stadiums and arenas, up to $250 per calendar year, when the card is enrolled | 10% |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Hilton HonorsBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.