This is a reasonable way to keep earning Hilton points without paying anything for the privilege: 7x at Hilton hotels and resorts, 5x at U.S. restaurants, supermarkets, and gas stations, and 3x on everything else, all with no annual fee. The welcome offer is 80,000 points after $2,000 in six months plus a $100 statement credit, though it was trimmed from 100,000 on July 30, so this is a weaker moment to apply than a few weeks ago. Complimentary Silver status is thin on substance, essentially the fifth night free on reward stays, and reaching Gold takes $20,000 of eligible purchases in a calendar year. Because the points only spend at Hilton, those 5x categories are worth less than the multiplier suggests unless you actually stay at Hilton properties. It's a fine no-cost keeper for occasional Hilton guests, but anyone staying often enough to care about status should look at Surpass instead.
Earn rates & credits
| Category | Rate |
|---|---|
Hotels Eligible purchases at Hilton hotels and resorts | 7x |
Dining U.S. restaurants | 5x |
Groceries U.S. supermarkets | 5x |
Gas U.S. gas stations | 5x |
Everything Else | 3x |
| Benefit | Value |
|---|---|
American Express Venue Collection 10% back on food and beverage concessions purchases at Amex Venue Collection stadiums and arenas, up to $250 per calendar year | 10% /yr |
Card details
Regular APR | 19.49%–28.49% variable |
Foreign transaction fee | None |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Hilton HonorsBased on 1 reported product change. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.