The Chase Freedom Rise, formerly the Chase Freedom Student, is a simple no annual fee card that earns a flat 1.5% cash back on everything, with no categories to track. Enrolling in automatic payments within the first three months and staying enrolled for 90 days earns a $25 statement credit, and qualifying Lyft rides earn 2% through September 30, 2027. There is no traditional signup bonus, and six months of complimentary DashPass is the only other perk. The main drawback is the foreign transaction fee, which makes it a poor fit for spending abroad. For domestic spending, it is an easy, low-maintenance card that earns a respectable flat rate.
Earn rates & credits
| Category | Rate |
|---|---|
Transit On qualifying Lyft rides through September 30, 2027 (limited-time promo; 0.5% on top of the 1.5% base rate) Through Sep 30, 2027 | 2% |
Everything Else | 1.5% |
| Benefit | Value |
|---|---|
Automatic Payment Statement Credit Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days. | $25 |
Card details
Regular APR | 18.24%–27.74% variable |
Foreign transaction fee | Yes |
Approval odds
Product changes
Where cardholders came from before landing on this card, and what they moved it to afterwards. Thicker flows carry a larger share of the changes in that direction.
Chase Freedom RiseBased on 2 reported product changes. Percentages are shares of each direction, not of all cardholders, and a small sample can swing a long way.