| Card | | |
| Bank | Chase | Chase |
| Annual Fee | $95/yr | $95/yr |
| Reward Type | Points | Points |
| Signup Bonus | 100,000 points(~$1,250) | 75,000 points(~$938) |
| Spend Requirement | $8,000 in 3 mo | $5,000 in 3 mo |
| 5x (~6.25%)On Lyft rides through September 30, 2027 (limited-time promo) | 5x (~6.25%)On Lyft rides through September 30, 2027 (limited-time promo) |
| 1x (~1.25%) | 5x (~6.25%)All Chase Travel purchases — flights, hotels, rental cars, vacation homes, cruises, activities, and tours |
| 1x (~1.25%) | 5x (~6.25%)Eligible Peloton equipment and accessory purchases over $150 through December 31, 2027 (limited-time promo) |
| 3x (~3.75%)Travel, shipping, internet/cable/phone, advertising on search engines and social media (combined $150,000/yr cap) on first $150,000/yr, then 1x | 2x (~2.5%)All other travel worldwide |
| 3x (~3.75%)Shipping purchases (combined $150,000/yr cap with travel, internet/cable/phone, and advertising) on first $150,000/yr, then 1x | 1x (~1.25%) |
TV, Internet & Streaming Services | 3x (~3.75%)Internet and cable services (combined $150,000/yr cap with travel, shipping, phone, and advertising) on first $150,000/yr, then 1x | 1x (~1.25%) |
| 3x (~3.75%)Phone services (combined $150,000/yr cap with travel, shipping, internet/cable, and advertising) on first $150,000/yr, then 1x | 1x (~1.25%) |
| 1x (~1.25%) | 3x (~3.75%)Dining worldwide, including takeout and eligible delivery |
| 1x (~1.25%) | 3x (~3.75%)Gas and EV charging |
| 1x (~1.25%) | 3x (~3.75%)Online grocery purchases only (excluding Target, Walmart, and wholesale clubs) |
| 1x (~1.25%) | 3x (~3.75%) |
| 1x (~1.25%) | 3x (~3.75%)Vacation homes booked directly with top brands like Airbnb, Vrbo, Plum Guide, HomeAway, Homestay.com, and Vacasa |
| 1x (~1.25%) | 1x (~1.25%) |
| Purchase Intro APR | — | — |
| BT Intro APR | — | — |
| Regular APR | 17.74%–26.74% | 19.24%–27.49% |
| Median Credit Score | — | — |
| Median Income | — | — |
| Benefits | | $250/yr in credits Annual Hotel Credit ($100/yr) Global Entry/TSA PreCheck/NEXUS Credit ($120) Apple TV Membership ($156) DoorDash DashPass Membership ($10/mo) |