Serve

The Serve card from American Express is no longer accepting applications, which limits its availability for new users. With no annual fee, it was a low-cost option for those who managed to secure it before applications closed. However, without any recent changes or standout features that placed it on a Best-of list, it may not have been the most competitive card in its category. For those who already have it, the lack of an annual fee remains a small benefit, but potential users will need to consider alternative cards.